Coverwise is an car insurance platform that uses advanced AI technology to help you find the best coverage tailored to your needs. Our smart search model quickly analyzes and compares policies from top providers, ensuring you get the best protection at the most competitive price — all in one easy-to-use platform.
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Last update: May 2023
This Privacy Policy (“Policy”, “Privacy Policy”), aims to explain how we collect and use your personal data when you make use of this website, visit our website, use our applications and services, or otherwise interact with us.
In this Privacy Policy, your information is sometimes called “Personal Data” or “Personal Information”. We may also sometimes collectively refer to handling, collecting, protecting and storing your personal information as “Processing” such personal information.
In this Policy, "Company" or “we”, “us”, “our” refers to Manna Agency B.V. a Company incorporated in the Netherlands, whose registered office is located at Weteringschans 109, 1017 SB, Amsterdam, The Netherlands.
We adhere to the requirements of the applicable privacy legislation in our processing, such as the Regulation (EU) 2016/679 of the European parliament and of the council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data (General Data Protection Regulation or GDPR) as well as the California Consumer Privacy Act of 2018 (CCPA).
1. What Personal Data We Collect
When you visit the website, we may collect the following data:
• Your phone number and email address.
• Your IP address and timestamps of your device.
• Information about your device, your browser type, your operating system.
• Referrer-URLs that you used to connect to our Site.
• Data profile regarding your registration and cancellation of registration dates on our website.
2. Why We Collect Your Data
We are collecting your data for several reasons:
• To provide, operate, and maintain our Services including provide access to your account.
• To process, fulfill and follow up on transactions and requests for products, services, support, and information.
• To verify your authority to enter and use our Services.
• To better understand your needs.
• To improve our services and products.
• To find and prevent fraud.
• To send you promotional emails containing the information we think you will find interesting.
• To contact you to fill out surveys and participate in other types of market research.
• To customize our Site according to your online behavior and personal preferences.
• For compliance purposes, including enforcing our Terms, or other legal rights, or as may be required by applicable laws and regulations or requested by any judicial process or governmental agency.
We attempt to collect Personal Data that is important for the purposes specified above and try to store this information not longer than reasonably required. We will store your Personal Data until we fulfill our purposes as set out in this Privacy Policy or longer if required by the law. After the expiration of such period, all data will be deleted and removed.
In case if you don’t want to receive information/e-mails from Company anymore, you can unsubscribe by clicking on the link in the message you receive through the e-mail.
3. The Legal Grounds For Processing Personal Information
We use your personal information for the purposes outlined above because of: (a) your expressed consent; (b) performing an agreement with you; (c) our legitimate interests in the effective delivery of our Site; (d) our legitimate interests in the effective and lawful operation of our Site so long as such interests are not outweighed by your interests; (e) the legal and regulatory obligations that we are subject to, such as keeping records for tax purposes or providing information to a public body or law enforcement agency.
4. Our Cookie Policy
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer or tablet or mobile device, if you agree. Cookies contain information that is transferred to your computer’s hard drive. A cookie file is stored in your web browser and allows the Site or a third-party to recognize you and make your next visit easier and the Site more useful to you.
Once you agree to allow our Site to use cookies, you also agree to use the data it collects regarding your online behaviour (analyse web traffic, web pages you spend the most time on, and websites you visit).
The data we collect by using cookies is used to customize our Site to your needs. After we use the data for statistical analysis, the data is completely removed from our systems.
Please note that cookies don’t allow us to gain control of your computer in any way. They are strictly used to monitor which pages you find useful and which you do not so that we can provide a better experience for you.
If you want to disable cookies, you can do it by accessing the settings of your internet browser. Blocking all cookies will, however, have a negative impact upon the usability of many websites. Please note that, if you choose not to accept cookies, some features and the personalization of our Services may no longer work for you.
5. Your Rights Regarding Personal Information
Subject to the applicable data protection laws, you may have a number of rights (subject to certain conditions) when it comes to your information. Further information and advice about your rights can be obtained from the data protection regulator in your jurisdiction. You can request to exercise any of these rights by contacting us.
• The right to object to processing. You may have the right to object to certain types of processing, including processing for direct marketing (i.e. receiving emails from us notifying you about other services which we think will be of interest to you or being contacted with varying potential opportunities).
• The right to be informed. You may have the right to be provided with clear, transparent and easily understandable information about how we use your information and your rights. This is why we’re providing you with the information contained in this Policy.
• The right of access. You may have the right to request obtain access to the specific pieces of your information we have collected, and certain other information (similar to that provided in this Privacy Policy).
• The right to rectification. You may be entitled to have your information corrected if it is inaccurate or incomplete. You can request that we rectify any errors in information that we hold.
• The right to erasure/deletion. Subject to certain exceptions, this right enables you to request the deletion or removal of your information that we hold.
• The right to restrict processing. You may have rights to ‘block’ or supress further use of your information. When processing is restricted pursuant to these rights, we can still store your information, but will not use it further. We keep lists of people who have asked for further use of their information to be ‘blocked’ to make sure the restriction is respected in the future.
• The right to data portability. You may have rights to obtain and reuse your information for your own purposes across different services. For example, if you decide to switch to a new provider. This is not a general right however and there are exceptions.
• The right to lodge a complaint. You may have the right to lodge a complaint about the way we handle or process your information with your national data protection regulator.
• The right to withdraw consent. If processing of your personal data is based upon your consent, you have the right to withdraw your consent at any time (although if you do so, it does not mean that anything we have done with your personal data with your consent up to that point is unlawful). You can withdraw your consent to the processing of your information at any time.
It is important that the Personal Data we hold about you is accurate and current. Please keep us informed if your Personal Data changes during the period for which we hold it.
6. Safeguarding and Securing the Personal Information
Company is committed to securing your data and keeping it confidential. Company has done all in its power to prevent data theft, unauthorized access, and disclosure by implementing the latest technologies and software, which help us safeguard all the information we collect online.
In compliance with General Data Protection Regulation, we have developed security procedures to deal with any suspected Personal Data breach. We will notify you and any applicable regulator of a breach where we are legally required to do so.
We are not responsible for the security of any independent third-party applications and services or the data those third-party applications and services may collect about you. Please ask those third parties how they keep your data safe.
7. Disclosure Of Personal Information
We may be forced to disclose your Personal data as according to the applicable laws to certain authorities or other third parties, for example, to law enforcement agencies in the countries where we or third parties acting on our behalf operate. We may also disclose and otherwise process your Personal data in accordance with applicable law to defend Company’s legitimate interests, for example, in legal proceedings or in connection with governmental requests and filings.
In the cases when we decide to sell, buy, merge or otherwise reorganize our businesses in certain countries, this may involve us disclosing personal data to prospective or actual purchasers and their advisers, or receiving personal data from sellers and their advisers.
8. Unsubscribe Process, Information Choices And Changes
Also, our marketing emails tell you how to “opt out” of receiving further marketing emails. If you
opt out, we may still send you non-marketing emails. Non-marketing emails include emails about
your accounts and our business dealings with you, and may include a request that you
participate in surveys related to your use of, and satisfaction with, the Services.
If you have previously provided your consent for receiving marketing communications from us and no longer wish to receive such communications, you may withdraw your consent at any time by sending an email to legal@wearemanna.io. Upon receipt of your email, we will promptly withdraw your consent and remove your information from our marketing database. Please note that it may take up to 10 business days to process your request. Even if you withdraw your consent for marketing communications, we may still contact you regarding important updates or information related to your account or our services.
While we and others give you certain choices, as further outlined in this Policy, there are many ways in which Web browser signals (including “Do Not Track” or “DNT”) and similar mechanisms can indicate your choice to disable tracking, and we may not be aware of nor honour every such mechanism. Instead, you can use the range of other tools to control data collection and use, including the controls described in this Policy.
9. International Transfer Of Personal Information
We may provide products and services using resources and servers located in various countries around the world. Where your personal information is transferred from within the EU to outside the European Economic Area (EEA), security measures and appropriate safeguards are put in place to protect your information and we ensure that all transfers of your information comply with applicable data protection law, and are carried out in accordance with our instructions.
10. Links To Other Websites
Our Site contains links that lead to other websites. If you click on these links Company is not held responsible for your data and privacy protection. Visiting those websites is not governed by this Privacy Policy agreement. Make sure to read the privacy policy documentation of the website you go to from our Site.
11. Disclaimer
Company disclaims any liability for any costs, expenses, loss of profits, harm to reputation, damages, liabilities or any other form of loss or damage you may suffer as a result of your decision to provide us with your Personal Data. This disclaimer does not apply to users from jurisdictions where such disclaimers are not allowed.
12. Changes To This Privacy Policy
Company can make changes to this Policy at any time by the means of publishing a new revised edition on the Site. In case a revised version includes any substantial changes we make, will be in effect immediately and be noted by updated date above. You should check this page from time to time to ensure you are aware of any changes. Your continued use of it after any such amendments shall constitute your consent to and acceptance of such changes.
13. Severability
If any provision of this Privacy Policy is prohibited by law or held to be unenforceable, that provision will be severed and the remaining provisions hereof shall not be affected such that this Policy shall continue in full force and effect as if such unenforceable provision had never constituted a part hereof.
14. Contact Information
Any enquiries regarding the Personal Data provided, including the requests for access to, correction, or removal of your Personal Data, should be addressed at: legal@wearemanna.io.
Company does not provide any guaranteed response time but will make a good faith effort to answer questions within 5 (five) business days.
Last update: September 2021
The Present Terms of Use constitute a legally binding agreement between the you (“User”or “you”or “your”) and Manna Agency B.V., as hereafter defined.
The Present Terms of Use are regulating the access and use of the Website as well as any other services, application related or connected thereto
By using this Site, you are agreeing to these Terms. If you do not agree to these Terms, then you are not allowed to use this Site and should immediately terminate such usage.
The Present Terms of Use may refer to our Privacy Policy, which also applies to the use of the Website.
1. Definitions
“Company” is defined as Manna Agency B.V.
“Manna Agency B.V.” is defined as Manna Agency B.V., a Dutch law Limited Liability Company (besloten vennootschap) incorporated under the laws of the Kingdom of the Netherlands with registered address at Weteringschans 109, 1017 SB, Amsterdam, The Netherlands. Hereafter referred as “Company”, “we”, “our”, “us”.
“Terms” is defined as the present Terms of Use.
“Website” is defined as the following website :
2. Access And Registration
For using our Site you could need to register user account with us (“Account”). You will be asked a series of questions during the registration process which you must answer honestly and fully. Please make sure that you keep any passwords safe and secure.
You are solely responsible for your interactions with other users. Company does not carry out any checks on any prospective users, so please take care what information you share with others.
For more information regarding the data we collect from you and how we use it, please consult our Privacy Policy.
3. User’s Obligations
3.1. General obligations
Company takes the conduct of its users very seriously. By using the Services, you agree that you will not:
By registering on Site, you represent and warrant that you are at least 18 years old. Registration on Site is void where prohibited. By using Site, you represent and warrant that you have the right, authority, and capacity to enter into these Terms and to abide by all of the Terms. You may not authorize others to use your Account, and you may not assign or otherwise transfer your Account to any other person or entity.
You agree to compensate Company for any claim or damages (including any legal fees in relation to such claim or damages) demanded by a third party in respect of any matter relating to or arising from any breach or suspected breach by you of these Terms or the rights of a third party.
3.2. Password and Account
You will be responsible for tracking all activity for each user account, and you agree to: (a) maintain the security of all passwords and usernames; (b) notify the Company immediately of any unauthorized use or other breach of security; and (c) accept all responsibility for activity that occurs under each user account. The Company reserves the right to monitor downloads and user activity to ensure compliance with the present Terms of Use. If the Company determines that you are in breach of this or any other term of the present Terms of Use, it may suspend access to your account and seek further legal remedies according to clause 4.
4. Content.
You may submit suggestions, ideas, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam”. You may not use a false email address or give any form of misleading information as to the content’s origin. We reserve the right to remove any such content. We are neither responsible nor liable for any content posted by you or a third party.
All emails, content posted, and any submitted material sent to the email addresses of Company become the property of Company. You agree that anything sent to us by you is something to which you own the rights, and that you grant us the rights to use such information.
5. External Site Links and Linking Policy
5.1. External Site Links
If parties other than Company offer productsor services on our Site, we provide links to those sites; however, we are not responsible for examining or evaluating those sites, and we do not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. Links to third-party sites do not imply Company’s sponsorship or endorsement of those sites or products. Your use of such sites is at your own risk, and you should carefully review their privacy policies and other terms and conditions of use.
5.2. Linking policy
The User is allowed to link to the home page of our site, provided that he does so in a way that is fair and legal, and does not damage our reputation or take advantage of it. You must comply with all directions that we may give in relation to the placing or positioning of our company, business, trading or domain names or logos on your website.
You may not present any link to any Company home page in a manner that suggests Company has any relationship or affiliation with your site or endorses your site, products or services. Your site must not present false information about the Company, its products or services.
You may not use any of Company's names, logos, designs, slogans, trademarks or service marks or any other words or codes identifying any Company site in any "metatag" or other information used by search engines or other information location tools to identify and select sites, without Company's express, prior written permission for a particular use.
Your site must not contain content that could be construed as distasteful, offensive or controversial.
We reserve the right to, at any time, withdraw linking permission without notice, or require you to immediately remove any links to our site or any references on your website to our company, business, trading or domain names or logos.
Where our site contains links to other websites and resources provided by third parties, these links are provided for your information only. We have not reviewed those websites or resources, and we have no control over or responsibility for the contents of them.
6. Cancellation and Termination
Company may terminate your Account at any time without notice if it believes that you are in breach of these Terms. In the event of such termination, you will not be entitled to any refund. After your Account is terminated, these Terms except those which are intended to survive termination, will expire.
A breach of these Terms of Use may result in us taking all or any of the following actions:
The Company excludes liability for actions taken in response to breaches of these Terms of Use. The responses described in these Terms of Use are not limited, and we may take any other action that we reasonably deem appropriate.
If, as a result of any action taken pursuant to this section, we close your Account (if applicable), all data and information in and relating to that Account will be deleted and lost. We will not be liable to you for any such deletion or loss.
7. Intellectual Property
Company is the owner or the licensee of all intellectual property rights in the Site, and in the material published on it. Those works are protected by copyright laws around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from the Site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text
You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our site in breach of these Terms, your right to use our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. We reserve the right to pursue legal action against anyone who violates these Terms.
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Site.
Although we make reasonable efforts to update the information on our Site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.
8. Limitation of Liability
NOTHING IN THESE TERMS OF USE EXCLUDES OR LIMITS OUR LIABILITY FOR DEATH OR PERSONAL INJURY ARISING FROM OUR NEGLIGENCE, OR OUR FRAUD OR FRAUDULENT MISREPRESENTATION, OR ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED BY ENGLISH LAW.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE EXCLUDE ALL CONDITIONS, WARRANTIES, REPRESENTATIONS OR OTHER TERMS WHICH MAY APPLY TO OUR SITE OR ANY CONTENT ON IT, WHETHER EXPRESS OR IMPLIED.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE TO ANY USER FOR ANY LOSS OR DAMAGE, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), BREACH OF STATUTORY DUTY, OR OTHERWISE, EVEN IF FORESEEABLE, ARISING UNDER OR IN CONNECTION WITH:
PLEASE NOTE IN PARTICULAR THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR:
WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A VIRUS, DISTRIBUTED DENIAL-OF-SERVICE ATTACK, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF OUR SITE OR TO YOUR DOWNLOADING OF ANY CONTENT ON IT, OR ON ANY WEBSITE LINKED TO IT.
WE ASSUME NO RESPONSIBILITY FOR THE CONTENT OF WEBSITES LINKED ON OUR SITE. SUCH LINKS SHOULD NOT BE INTERPRETED AS ENDORSEMENT BY US OF THOSE LINKED WEBSITES. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE THAT MAY ARISE FROM YOUR USE OF THEM.
9. Indemnity
You agree, to the extent permitted under applicable law, to indemnify Company, our affiliates, and their and our respective officers, directors, agents, and employees from and against any and all complaints, demands, claims, damages, loses, costs, liabilities and expenses, including legal expenses, due to, arising out of, or relating in any way to your use of the Services, any content that you post, or your breach of these Terms.
10. Miscellaneous
Entire Agreement. These Terms contain the entire agreement between you and Company regarding the use of the Service. If any provision of these Terms are held invalid, the remainder of the Terms shall continue in full force and effect. Any failure by Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
Severability. If any provision of these Terms is deemed invalid or unenforceable by a court of law or arbitrator (as applicable) with binding authority, then the remaining provisions shall not be affected, and the said court of law shall reform the invalidated or unenforceable term or condition to the maximum extent permitted under the law and consistent with the intent of these Terms.
Amendments. We may supplement, amend or otherwise modify these Terms at any time. Such modifications will be posted on this or a similar page of the Site, or sent to you by e-mail, as applicable. Your continuing visit, access, registration or use of the Site reaffirms your acceptance and agreement in each instance.
11. Governing law
The present Terms of Use, and any dispute, controversy, proceedings or claim of whatever nature arising out of or in any way relating to the Terms of Use, shall be governed by and construed in accordance with Dutch law.
The parties irrevocably agree that the competent District Court of Amsterdam shall have exclusive jurisdiction to hear, settle and/or determine any dispute, controversy or claim (including any non-contractual dispute, controversy or claim) arising out of or in connection with the present Terms of Use, including any question regarding its existence, validity, formation or termination.
12. Contact Information
If you have any questions about these Terms and Condition, please contact us:
Manna Agency B.V.
Register number 81469012, Weteringschans 109, 1017 SB, Amsterdam, The Netherlands legal@wearemanna.io
