Car Insurance
Should I Increase Coverage on an Older Car?
Quick answer: Yes, you should increase your liability coverage regardless of your car's age. An older car doesn't reduce your financial risk...
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Car Insurance
What Happens If My Car Insurance Coverage Is Too Low?
Quick answer: If your car insurance coverage is too low and you cause an accident that exceeds your policy limits, you become personally liable...
Car Insurance
Do I Need More Than Minimum Car Insurance?
Quick answer: Yes, you almost certainly need more than state minimum car insurance. Minimum coverage (often 25/50/25) is dangerously...
Car Insurance
How Much Liability Coverage Should I Have?
Quick answer: Most insurance experts recommend at least 100/300/100 liability coverage —$100,000 per person for injuries, $300,000 per accident,...
Car Insurance
What Is Rental Car Reimbursement Coverage?
Quick answer: Rental car reimbursement coverage (also called rental reimbursement or transportation expense coverage) pays for a rental car...
Car Insurance
What Is Gap Insurance and Do I Need It?
Quick answer: Gap insurance (Guaranteed Asset Protection) covers the difference between what you owe on your car loan or lease and what your car...
Car Insurance
What Is Medical Payments Coverage (MedPay)?
Quick answer: Medical Payments coverage (MedPay) is optional car insurance that pays for medical and funeral expenses for you and your...
Car Insurance
What Is PIP (Personal Injury Protection) Insurance?
Quick answer: Personal Injury Protection (PIP) is car insurance coverage that pays for medical expenses, lost wages, and other costs for you...
Car Insurance
What Is a Declarations Page on Car Insurance?
Quick answer: A declarations page (often called a "dec page") is a one- to two-page summary of your car insurance policy that lists your...