Car Insurance
Do I Pay My Deductible If I'm Not at Fault?
Quick answer: It depends on how you file your claim. If you file through your own insurance using collision coverage, you typically pay your...
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Car Insurance
Should I Have a $500 or $1000 Deductible?
Quick answer: Choose a $1,000 deductible if you have at least $1,000 in emergency savings, file claims rarely, and want to save $200-$400...
Car Insurance
What Is a Good Deductible for Car Insurance?
Quick answer: A good car insurance deductible is one you can afford to pay out-of-pocket in an emergency. For most drivers, $500 to $1,000...
Car Insurance
What Does Liability Only Car Insurance Cover?
Quick answer: Liability-only car insurance covers damage and injuries you cause to other people and their property when you're at fault in an...
Car Insurance
Does Full Coverage Include Rental Car?
Quick answer: No, standard "full coverage" (liability + collision + comprehensive) does NOT automatically include rental car reimbursement. You...
Car Insurance
What Is the Difference Between Comprehensive and Full Coverage?
Quick answer: Comprehensive insurance is ONE component of "full coverage." Full coverage is shorthand for liability + collision + comprehensive....
Car Insurance
When Can I Drop Full Coverage Car Insurance?
Quick answer: You can drop full coverage (collision and comprehensive) when your car's value falls to $3,000-5,000 or less, when annual premiums...
Car Insurance
Is Full Coverage Worth It on an Old Car?
Quick answer: Full coverage is usually not worth it on old cars worth less than $3,000-5,000, especially when annual collision and comprehensive...
Car Insurance
What Is 100/300/100 Coverage? Liability Limits Explained
Quick answer: 100/300/100 coverage means $100,000 bodily injury liability per person, $300,000 bodily injury liability per accident, and...