Car Insurance
What Is Underinsured Motorist Coverage (UIM)?
Underinsured motorist (UIM) coverage pays the difference when an at-fault driver has insurance, but not nearly enough to cover your damages. It's...
Recent Articles
Stay informed with our latest insurance insights and money-saving tips.
Car Insurance
Does Uninsured Motorist Cover Hit and Run?
Usually yes—uninsured motorist (UM) coverage covers hit-and-run accidents in most states, but with important conditions. UM bodily injury (UMBI)...
Car Insurance
Is Uninsured Motorist Coverage Worth It? Cost vs. Risk Analysis
Yes, uninsured motorist (UM) coverage is worth it for most drivers. It costs just $75-200 per year—about $0.50/day—and protects you from...
Car Insurance
What Happens If Someone Hits Me and Has No Insurance?
If an uninsured driver hits you, you face three options: (1) file a claim with your uninsured motorist (UM) coverage if you have it, (2) pay...
Car Insurance
Does Comprehensive Cover Weather Damage? Complete Guide (2026)
**Direct Answer**: Yes, comprehensive insurance covers virtually all weather-related damage to your vehicle, including hail, flooding, hurricanes,...
Car Insurance
Does Comprehensive Insurance Cover Theft? Complete Guide (2026)
**Direct Answer**: Yes, comprehensive insurance covers theft of your vehicle and its parts. If your car is stolen and not recovered, comprehensive...
Car Insurance
What Is Non-Standard Car Insurance? Complete Guide (2026)
**Direct Answer**: Non-standard car insurance is coverage designed for drivers who can't qualify for regular (standard market) insurance due to...
Car Insurance
How Many Accidents Before Insurance Drops You? (2026 Guide)
**Direct Answer**: Most insurance companies will consider dropping you after **2-3 at-fault accidents within a 3-5 year period**, though this...
Car Insurance
What Is the Minimum Car Insurance in Florida?
Florida has unique insurance requirements :