Car Insurance
What Is the Minimum Car Insurance in Texas?
Texas requires 30/60/25 liability insurance :
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Car Insurance
What Is the Minimum Car Insurance in California?
California requires 15/30/5 liability insurance :
Car Insurance
Can I Sue an Uninsured Driver Who Hit Me?
Yes. You can sue an uninsured driver who caused an accident. However, winning a lawsuit doesn't guarantee payment —most uninsured drivers lack the...
Car Insurance
Does Car Insurance Cover Personal Belongings?
No. Car insurance does not cover personal belongings stolen from or damaged in your vehicle. Car insurance covers the vehicle itself—not items you...
Car Insurance
Does Car Insurance Cover Flooding?
Yes. Car insurance covers flooding if you have comprehensive coverage. Comprehensive covers water damage from floods, hurricanes, heavy rain, and...
Car Insurance
Does Car Insurance Cover Engine Failure?
No. Standard car insurance does not cover engine failure caused by mechanical breakdown, wear and tear, or lack of maintenance. Car insurance...
Car Insurance
Does Car Insurance Cover Vandalism?
Yes. Car insurance covers vandalism if you have comprehensive coverage. Comprehensive covers intentional damage to your vehicle, including keyed...
Car Insurance
Does Car Insurance Cover Hitting a Pothole?
Maybe. Pothole damage coverage depends on your policy type and insurer. Many policies exclude pothole damage entirely, while others cover it under...
Car Insurance
What Does Collision Insurance Not Cover?
Collision insurance covers damage to your car from crashes with vehicles or objects—but it has significant gaps. It doesn't cover theft, weather...